The numbers behind your next money decision.

Ten calculators for home loans, debt, retirement and pay. They use 2026 IRS figures, show the formula behind each result, and run entirely in your browser.

How these are built

Current figures

Tax brackets, payroll limits and contribution caps follow the IRS and SSA numbers for 2026.

Visible math

Each page lists the formula, the assumptions and what the estimate leaves out.

Nothing stored

Calculations happen on your device. What you type is never sent to us.

Read the methodology →